119 We provide minimum 2 insurance quotations

We provide minimum 2 insurance quotations	我们将提供至少两份保险估价单
Phillip Wealth Planners has partnership with 11 life insurance companies. As part of our financial services to our clients, planners are required to provide at least 2 insurance quotations when presenting to client.	Phillip Wealth Planners 共与11间寿险公司合作。为了提高理财员的服务水平，我们有义务为顾客提供两份以上的保险估价单供选择。
With this, we are not biased by any brand name. The decisions will be solely based on client's needs, financial ability and preferences.	如此，我们才能避免偏袒某品牌的情况。最终的决定取决于顾客的需求、财务能力及喜好。
Difference insurance companies may have similar products with different features or cost structures. If one wants to look at different companies quotation, the traditional method would be to get quotations from different companies' agent. The difficulty is all will say theirs is the best.	不同的寿险公司往往有类似的保单，各自可能有不同的特点或者成本架构。如果有人想要比较不同寿险公司的估价单的话，传统的做法是从不同寿险公司的代理员得到估价单。难处往往是老王卖瓜，自卖自夸。
For planners, we tried to do the reverse. When agents represent the insurance company, we planners represent the client. We tried to generate quotations using different different systems and make comparison.	对于理财员，我们尝试另类做法。如果说代理员是代表寿险公司，那理财员代表顾客。我们试着用不同公司的软件来做出估价单并进行比较。
If we can offer a product that the client eventually need, it doesn't matter to us which brand he choose. Client can choose based on any criteria he likes. This will be very beneficial to both parties.	如果我们能够提供顾客最终所需要的，那哪一个品牌对我们而言是不重要的。而顾客又可在毫无压力下自由选择。这对双方都是好事。
If your agent is unable to provide more than two quotations for your comparison, please write to sateo7689@yahoo.com.	若是你的代理员无法提供两份以上的估价单让你选择，请联络我们。电邮致sateo7689@yahoo.com即刻。

118 Good news for SPM holders who intends to study CFP.

Good news for SPM holders who intends to study CFP.	SPM 生就读 CFP 的绝好消息！
SPM holders who intends to study CFP course finally has a chance to do so. FPAM opens a channel for SPM holders to do so. The pre-requisite for the students is he must be a SPM (or equivalent) and 5 years of full time relevant experience in the financial services industry.	SPM生终于有机会就读CFP课程了。FPAM开启了这个机会。学生的先决条件是拥有SPM（或同等）以及在金融领域有5年全职相关经验。
What he needs to do is to pass a "Prior Learning Recognition Assessment (PLRA)" exam—a 2-hour MCQ assessment. No workshops are required for the assessment exams. After passing the PLRA exam, the student may then proceed to take Module 1.	学生需过关"Prior Learning Recognition Assessment (PLRA)"考试，这是一个两小时多选择题的考试。考试前无需参加任何课程。PLRA过关后，学生就可以就读单元一的课程。
This is indeed a very good news. We know there are many agents who wish to advance their career into financial planning industry but was rejected because of academic requirements.	这的确是非常好的消息。我们晓得有许多代理员有兴趣晋升理财行业但是碍于学术条件而无法如愿以偿。
I have checked with our Education Provider on this PLRA exam. He confirms that he can arrange the exam as long as there are a minium of 5 students.	我们的教育提供者确实了他可以安排如此的考试，条件是最少有5位学生。
CFP used to recruits Degrees holders, while RFP recruits Diploma holder from 2017 onwards. This special program for SPM holders to enrol in CFP course is indeed very precious opportunity. Don't miss it.	CFP的收生条件是学士生，RFP从2017年开始收取文凭生。如此的SPM生特别收生条件确实是相当宝贵的。可千万别错过了。
If you are interested, please email to sateo7689@yahoo.com for enquiry.	若是你有兴趣了解更多，请致邮sateo7689@yahoo.com。

117 CFP course for 2017

CFP course for 2017	2017年CFP课程
The first batch of CFP course for 2017 will start in February 2017. The education provider is looking for students. Do not miss the opportunity because it will only conduct class twice a year.	2017年第一批的CFP课程就要在二月份开课咯。学院正在录取新生。请尽早报名因为课程是每半年一次。
Pls write to me at sateo7689@yahoo.com if you want to know more details. I am not a staff or representative from the service provider. I just want more people to study CFP course.	如果您需要更多资料，可以电邮sateo7689@yahoo.com。我本身不是学院的职员或代理，只是想有更多人就读CFP课程。。