098 Tax relief for 2015

Tax relief for 2015	2015年税务减免税项
It's tax season of the year again. We will be returning our tax filing. When we do it for 2015, we should be able to know our tax for 2016. Let's look at tax relief for 2015.	又到了报税的季节了。我们又要呈报我们的税务。当我们呈报2015年的同时，我们也估计得到2016年该还的税务。让我们来看看2015年的减免税务吧。
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Besides the special relief in item 18, all the other relieves are applicable to 2016 as well. Of them all, the most under utilized relief could be Private Retirement Scheme (PRS) and Annuity Scheme listed under item 16.	除了第18项的税务减免之外，其他都属2016年也适用的减免。这其中可能还较少人索取的是第16项的私人退休基金与年金计划。
PRS and Annuity relief are applicable in between year 2012-2021, ie a total of 10 years. There are 8 providers of PRS products, while Annuity is launched by insurance company.	私人退休基金与年金计划的减免适用于2012年至2021年，即为期10年。目前被批准的私人退休基金公司共有8间，而年金计划一般由保险公司推出。
Pls remember when you are increasing your income while trying very hard to decrease your expenses, saving taxes the correct way is a wise way to retain your income. As resources is limited, it make sense to maximise your resources.	谨记在您增加收入又尽量减少开支的同时，如何正确节省税务也是留住收入的方法。因为您拥有的资源是有限的，如何让您的资源最大化是明智的。
If you have not claim this relief, or you are wondering how much it can save you, pls email sateo7689@yahoo.com for a free review.	若是您在这之前仍然未索取这项减免，抑或好奇这项减免能为您省下多少税务，欢迎您电邮sateo7689@yahoo.com安排免费咨询。